/* Assure ChitFunds — Shared Styles */
:root{--navy:#0A1F44;--navy-dark:#060F22;--navy-mid:#0d2a5e;--gold:#F5A623;--gold-light:#ffd27a;--green:#27AE60;--bg:#F8F9FA;--text:#2D3748;--text-lt:#718096;--w:#fff;--sh:0 4px 32px rgba(10,31,68,.1);--r:16px;--t:.25s ease}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:inherit;border:none;outline:none}
.container{width:100%;max-width:1380px;margin:0 auto;padding:0 24px}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.h2{font-family:'Poppins',sans-serif;font-size:clamp(1.9rem,3.2vw,2.8rem);font-weight:800;color:var(--navy);line-height:1.18;margin-bottom:14px}
.h2-w{color:var(--w)}.sub{font-size:1.08rem;color:var(--text-lt);line-height:1.75;max-width:580px}.sub-w{color:rgba(255,255,255,.68)}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .6s ease,transform .6s ease}.reveal.visible{opacity:1;transform:none}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 30px;border-radius:50px;font-weight:700;font-size:.95rem;transition:var(--t);white-space:nowrap;cursor:pointer}
.btn-gold{background:var(--gold);color:var(--navy-dark);box-shadow:0 6px 28px rgba(245,166,35,.45)}.btn-gold:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 12px 36px rgba(245,166,35,.6)}
.btn-out{background:transparent;border:2px solid rgba(255,255,255,.85);color:var(--w)}.btn-out:hover{background:rgba(255,255,255,.14);border-color:var(--w)}
.btn-navy{background:var(--navy);color:var(--w)}.btn-navy:hover{background:var(--navy-mid);transform:translateY(-2px)}
.center{text-align:center}.center .sub{margin:0 auto}.sec-head{margin-bottom:64px}
/* POPUP */
.pop-ov{position:fixed;inset:0;background:rgba(6,15,34,.88);z-index:2000;display:flex;align-items:center;justify-content:center;padding:20px;animation:fadeIn .4s ease forwards}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.pop-box{background:var(--w);border-radius:24px;max-width:500px;width:100%;padding:44px 36px;text-align:center;position:relative;animation:slideUp .45s ease forwards;box-shadow:0 40px 80px rgba(0,0,0,.4)}
@keyframes slideUp{from{transform:translateY(30px);opacity:0}to{transform:none;opacity:1}}
.pop-close{position:absolute;top:14px;right:14px;width:30px;height:30px;border-radius:50%;background:var(--bg);border:none;cursor:pointer;color:var(--text-lt);font-size:1rem;display:flex;align-items:center;justify-content:center}
.pop-char{font-size:3.8rem;margin-bottom:14px;display:block;animation:wave 1.5s ease-in-out infinite}
@keyframes wave{0%,100%{transform:rotate(-8deg)}50%{transform:rotate(8deg)}}
.pop-title{font-family:'Poppins',sans-serif;font-size:1.45rem;font-weight:900;color:var(--navy);margin-bottom:10px}
.pop-sub{font-size:.88rem;color:var(--text-lt);line-height:1.65;margin-bottom:22px}
.pop-pills{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.pop-pill{background:rgba(245,166,35,.1);border:1px solid rgba(245,166,35,.3);border-radius:50px;padding:5px 14px;font-size:.75rem;font-weight:700;color:#c27a00}
/* NAV */
#navbar{position:fixed;top:0;left:0;right:0;z-index:999;padding:16px 0;transition:padding .3s ease,background .3s ease,box-shadow .3s ease;background:transparent}
#navbar.scrolled{padding:10px 0;background:rgba(5,12,28,.97);backdrop-filter:blur(20px);box-shadow:0 1px 0 rgba(245,166,35,.25),0 8px 32px rgba(0,0,0,.45)}
#navbar.nav-solid{padding:10px 0;background:rgba(5,12,28,.97);backdrop-filter:blur(20px);box-shadow:0 1px 0 rgba(245,166,35,.25),0 8px 32px rgba(0,0,0,.45)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo{display:flex;align-items:center;gap:11px;font-family:'Poppins',sans-serif;font-weight:800;font-size:1.32rem;color:var(--w);letter-spacing:-.3px;flex-shrink:0}
.nav-logo-img{width:40px;height:40px;border-radius:50%;object-fit:cover;flex-shrink:0;box-shadow:0 4px 14px rgba(245,166,35,.45)}
.nav-links{display:flex;gap:2px;list-style:none}
.nav-links a{color:rgba(255,255,255,.72);font-size:.875rem;font-weight:500;padding:8px 15px;border-radius:8px;transition:all var(--t);letter-spacing:.05px}
.nav-links a:hover,.nav-links a.active{color:var(--w);background:rgba(255,255,255,.1)}
.nav-links a.active{color:var(--gold);background:rgba(245,166,35,.1)}
.nav-ctas{display:flex;gap:10px;align-items:center;flex-shrink:0}
.nav-login{padding:9px 22px;border-radius:50px;border:1.5px solid rgba(255,255,255,.35);color:rgba(255,255,255,.88);font-size:.85rem;font-weight:600;transition:var(--t)}
.nav-login:hover{border-color:var(--gold);color:var(--gold);background:rgba(245,166,35,.06)}
.nav-reg{padding:9px 24px;background:var(--gold);color:var(--navy-dark);border-radius:50px;font-size:.85rem;font-weight:700;transition:var(--t);letter-spacing:.1px}
.nav-reg:hover{background:var(--gold-light);transform:translateY(-1px);box-shadow:0 6px 20px rgba(245,166,35,.45)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px}.hamburger span{width:24px;height:2px;background:var(--w);border-radius:2px}
.mobile-menu{display:none;position:fixed;inset:0;background:var(--navy-dark);z-index:998;flex-direction:column;align-items:center;justify-content:center;gap:32px}
.mobile-menu.open{display:flex}.mobile-menu a{color:var(--w);font-size:1.3rem;font-weight:700}.mobile-menu a:hover{color:var(--gold)}
/* NAV DROPDOWNS */
.nav-item{position:relative;list-style:none}.nav-dd-arr{font-size:.56rem;opacity:.55;transition:transform .2s ease;display:inline-block;margin-left:2px;vertical-align:middle}
.nav-item:hover .nav-dd-arr{transform:rotate(180deg);opacity:.9}
.nav-dropdown{position:absolute;top:calc(100% + 12px);left:-10px;min-width:200px;background:rgba(5,10,24,.97);backdrop-filter:blur(20px);border:1px solid rgba(245,166,35,.16);border-radius:12px;padding:7px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s,transform .2s,visibility .2s;box-shadow:0 20px 50px rgba(0,0,0,.55);z-index:300;pointer-events:none}
.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;transform:none;pointer-events:auto}
.nav-dropdown a{display:block;padding:9px 14px;border-radius:8px;font-size:.82rem;color:rgba(255,255,255,.68);font-weight:500;white-space:nowrap;transition:all var(--t)}.nav-dropdown a:hover{background:rgba(245,166,35,.1);color:var(--gold);padding-left:18px}
.nav-drop-sep{height:1px;background:rgba(255,255,255,.07);margin:4px 7px}
.nav-phone{display:flex;align-items:center;gap:5px;color:rgba(255,255,255,.65);font-size:.8rem;font-weight:600;flex-shrink:0;padding:6px 10px;border-radius:8px;transition:var(--t)}.nav-phone:hover{color:var(--gold)}.nav-phone svg{color:var(--gold);flex-shrink:0}
/* HERO */
#hero{min-height:100vh;background:linear-gradient(135deg,#020814 0%,#071630 35%,#0a1f44 65%,#060f22 100%);display:flex;align-items:center;padding:140px 0 70px;position:relative;overflow:hidden}
#hero::before{content:'';position:absolute;width:700px;height:700px;background:radial-gradient(circle,rgba(245,166,35,.18) 0%,transparent 65%);top:-150px;right:-150px;pointer-events:none}
#hero::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,8,20,.55) 0%,rgba(2,8,20,.2) 55%,transparent 100%);pointer-events:none;z-index:0}
.hero-grid{display:grid;grid-template-columns:55% 45%;gap:60px;align-items:center;position:relative;z-index:1}
.hero-pill{display:inline-flex;align-items:center;gap:8px;background:rgba(245,166,35,.14);border:1px solid rgba(245,166,35,.35);border-radius:50px;padding:7px 18px;margin-bottom:22px;font-size:.78rem;font-weight:700;color:var(--gold)}
.h1{font-family:'Poppins',sans-serif;font-size:clamp(2.4rem,5vw,4rem);font-weight:900;color:var(--w);line-height:1.1;margin-bottom:20px}
.h1 em{font-style:normal;color:var(--gold)}
.hero-sub{font-size:1.08rem;color:rgba(255,255,255,.85);line-height:1.78;margin-bottom:34px;max-width:520px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px}
.hero-trust{display:flex;gap:24px;flex-wrap:wrap}
.ht{display:flex;align-items:center;gap:7px;font-size:.84rem;color:rgba(255,255,255,.88);font-weight:600}.ht svg{color:var(--gold);flex-shrink:0}
.hero-stats{display:flex;gap:40px;flex-wrap:wrap;margin-top:32px;padding-top:28px;border-top:1px solid rgba(255,255,255,.1)}
.hstat-v{font-family:'Poppins',sans-serif;font-size:2rem;font-weight:900;color:var(--gold);line-height:1}
.hstat-l{font-size:.72rem;color:rgba(255,255,255,.65);margin-top:4px;font-weight:500;letter-spacing:.3px}
/* HERO IMAGE WRAP */
.hero-img-wrap{position:relative;max-width:480px;margin:0 auto}
.hero-img-wrap img{width:100%;border-radius:22px;box-shadow:0 40px 80px rgba(0,0,0,.65);display:block;object-fit:cover}
.hib-badge{position:absolute;background:rgba(4,10,24,.93);backdrop-filter:blur(14px);border:1px solid rgba(245,166,35,.28);border-radius:16px;padding:12px 18px;display:flex;align-items:center;gap:12px;box-shadow:0 8px 32px rgba(0,0,0,.4)}
.hib-v{font-family:'Poppins',sans-serif;font-weight:900;font-size:1.05rem;color:var(--gold)}
.hib-l{font-size:.68rem;color:rgba(255,255,255,.52);margin-top:2px}
.hib-t{top:28px;right:-18px}.hib-b{bottom:80px;left:-18px}
.hib-icon{font-size:1.4rem;flex-shrink:0}
.hib-notif{position:absolute;bottom:-20px;left:50%;transform:translateX(-50%);white-space:nowrap;background:rgba(39,174,96,.95);border-radius:50px;padding:9px 20px;font-size:.78rem;color:#fff;font-weight:600;display:flex;align-items:center;gap:8px;box-shadow:0 8px 24px rgba(39,174,96,.4)}
.hib-ndot{width:8px;height:8px;background:#fff;border-radius:50%;flex-shrink:0}
/* PAGE HERO (sub-pages) */
.page-hero{padding:140px 0 70px;background:linear-gradient(135deg,#020814 0%,#071630 40%,#0a1f44 100%);position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;width:500px;height:500px;background:radial-gradient(circle,rgba(245,166,35,.16) 0%,transparent 65%);top:-100px;right:-80px;pointer-events:none}
.page-hero-inner{position:relative;z-index:1;max-width:680px}
.page-hero .tag{margin-bottom:14px}
/* HOW IT WORKS */
#how{padding:110px 0;background:var(--bg)}
.steps{display:flex;align-items:stretch;gap:0}
.step{background:#fff;border-radius:20px;padding:38px 28px;text-align:center;flex:1;border:1.5px solid rgba(10,31,68,.08);box-shadow:0 4px 20px rgba(10,31,68,.06);transition:transform var(--t),box-shadow var(--t)}.step:hover{transform:translateY(-8px);box-shadow:0 20px 48px rgba(10,31,68,.14)}
.step-arr{display:flex;align-items:center;justify-content:center;padding:0 18px;flex-shrink:0;color:var(--gold);font-size:1.6rem}
.sn-badge{width:48px;height:48px;background:var(--gold);color:var(--navy-dark);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-weight:900;font-size:1.1rem;margin:0 auto 16px;box-shadow:0 6px 20px rgba(245,166,35,.4)}
.s-icon{width:72px;height:72px;border-radius:20px;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.s-title{font-family:'Poppins',sans-serif;font-weight:800;font-size:1.1rem;color:var(--navy);margin-bottom:10px}
.s-desc{font-size:.9rem;color:var(--text-lt);line-height:1.7;margin-bottom:16px}
.step-chip{display:inline-block;background:rgba(39,174,96,.1);color:var(--green);font-size:.74rem;font-weight:700;padding:5px 14px;border-radius:50px}
/* INCOME FINDER */
#finder{padding:100px 0;background:var(--bg)}
.finder-inner{max-width:820px;margin:0 auto;text-align:center}
.finder-inner .h2-w{color:var(--navy)!important}.finder-inner .sub-w{color:var(--text-lt)!important}
.finder-form{background:var(--navy);border:none;border-radius:20px;padding:34px;margin-top:32px;box-shadow:0 8px 40px rgba(10,31,68,.18)}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.f-lbl{font-size:.74rem;font-weight:700;color:rgba(255,255,255,.5);letter-spacing:.8px;text-transform:uppercase;text-align:left;margin-bottom:5px}
.f-inp{width:100%;background:rgba(255,255,255,.08);border:1.5px solid rgba(255,255,255,.15);border-radius:10px;padding:12px 14px;color:var(--w);font-size:.93rem;font-family:inherit;outline:none;transition:border-color var(--t)}.f-inp:focus{border-color:var(--gold)}.f-inp option{background:#0A1F44}
.f-res{background:rgba(245,166,35,.1);border:1px solid rgba(245,166,35,.3);border-radius:14px;padding:20px;margin-top:18px;display:none;text-align:left}.f-res.show{display:block}
.f-res-title{font-weight:800;color:var(--gold);margin-bottom:12px;font-size:.93rem}
.f-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.f-card{background:rgba(255,255,255,.06);border-radius:10px;padding:12px;text-align:center}
.f-cv{font-family:'Poppins',sans-serif;font-size:1rem;font-weight:900;color:var(--w)}.f-cl{font-size:.65rem;color:rgba(255,255,255,.4);margin-top:2px}
/* AUCTION */
#auction{padding:80px 0;background:linear-gradient(160deg,#050220 0%,#0e0533 50%,#130640 100%);border-top:3px solid rgba(245,166,35,.35)}
.auc-card{background:#fff;border-radius:28px;padding:56px;overflow:hidden;box-shadow:0 12px 60px rgba(5,2,32,.28)}
.auc-card .h2-w{color:var(--navy)!important}.auc-card .sub-w{color:var(--text-lt)!important}
.auc-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.chip{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:50px;padding:7px 16px;font-size:.78rem;color:rgba(255,255,255,.8);font-weight:600;display:flex;align-items:center;gap:6px}
.auc-mock{background:rgba(10,31,68,.03);border:1px solid rgba(10,31,68,.1);border-radius:var(--r);padding:28px;max-width:400px}
.am-hdr{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:18px}
.am-g{font-size:.78rem;color:var(--text-lt);margin-bottom:3px}.am-v{font-family:'Poppins',sans-serif;font-weight:800;font-size:1.05rem;color:var(--navy)}
.am-timer{background:rgba(220,38,38,.08);border:1px solid rgba(220,38,38,.25);border-radius:12px;padding:12px 16px;text-align:center}
.am-tl{font-size:.65rem;color:var(--text-lt);margin-bottom:3px}.am-tv{font-family:'Poppins',sans-serif;font-size:1.4rem;font-weight:900;color:#ff4444;animation:pulse 1s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.45}}
.am-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0}
.am-s{background:rgba(10,31,68,.04);border-radius:12px;padding:12px;text-align:center}.am-sv{font-weight:800;font-size:1rem;color:var(--navy)}.am-sl{font-size:.65rem;color:var(--text-lt);margin-top:2px}
.am-hist{margin-bottom:16px}.am-hl{font-size:.68rem;color:var(--text-lt);letter-spacing:1px;text-transform:uppercase;margin-bottom:10px}
.am-bid{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px solid rgba(10,31,68,.08)}
.am-bn{font-size:.76rem;color:var(--text)}.am-bv{font-size:.76rem;font-weight:700;color:#c27a00}.am-bt{font-size:.65rem;color:var(--text-lt)}
/* WHY ASSURE */
#trust{padding:110px 0;background:var(--bg)}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.tc{background:var(--w);border-radius:var(--r);padding:32px;box-shadow:var(--sh);display:flex;gap:20px;align-items:flex-start;transition:transform var(--t)}.tc:hover{transform:translateY(-5px)}
.tc-ico{width:56px;height:56px;border-radius:16px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.tc h3{font-weight:800;font-size:1rem;color:var(--navy);margin-bottom:10px}.tc p{font-size:.92rem;color:var(--text-lt);line-height:1.65}
/* SCHEMES */
#schemes{padding:110px 0;background:var(--w)}
.sch-carousel{overflow:hidden}.sch-track{display:flex;gap:20px;width:max-content;user-select:none;padding-top:18px;padding-bottom:4px}.sch-track .sc{width:258px;flex-shrink:0}
.sc{background:#fff;border-radius:18px;padding:30px 26px 24px;border:1.5px solid rgba(10,31,68,.08);box-shadow:0 2px 12px rgba(10,31,68,.06);transition:transform var(--t),box-shadow var(--t);position:relative;display:flex;flex-direction:column}.sc:hover{transform:translateY(-6px);box-shadow:0 16px 40px rgba(10,31,68,.13)}
.sc-top-ribbon{position:absolute;top:-13px;left:50%;transform:translateX(-50%);font-size:.72rem;font-weight:800;padding:4px 16px;border-radius:50px;white-space:nowrap;letter-spacing:.2px}
.sc-plan{font-family:'Poppins',sans-serif;font-size:1rem;font-weight:900;padding:5px 14px;border-radius:8px;display:inline-block;margin-bottom:12px;letter-spacing:.2px}
.plan-starter{background:rgba(52,152,219,.12);color:#1a6fa0}.plan-gold{background:rgba(212,175,55,.2);color:#8a6500}.plan-diamond{background:rgba(39,174,96,.16);color:#1a7a42}.plan-platinum{background:rgba(10,31,68,.1);color:var(--navy)}.plan-silver{background:rgba(100,116,139,.13);color:#4a5568}.plan-scholar{background:rgba(234,88,12,.12);color:#b05000}
.sc-val{font-family:'Poppins',sans-serif;font-size:1.8rem;font-weight:900;color:var(--navy);line-height:1;margin-bottom:4px}
.sc-dur{font-size:.74rem;color:var(--text-lt);margin-bottom:14px;font-weight:500}
.sc-badge{display:inline-block;padding:4px 13px;border-radius:50px;font-size:.72rem;font-weight:700;margin-bottom:18px}
.bo{background:rgba(39,174,96,.12);color:var(--green)}.bf{background:rgba(245,166,35,.15);color:#c27a00}
.sc-rows{display:flex;flex-direction:column;gap:10px;margin-bottom:22px;border-top:1px solid rgba(10,31,68,.07);padding-top:16px;flex:1}
.sc-row{display:flex;justify-content:space-between;align-items:center}.sc-row span:first-child{font-size:.8rem;color:var(--text-lt)}.sc-row span:last-child{font-size:.85rem;font-weight:800;color:var(--navy)}
.sc-cta{display:block;width:100%;padding:12px;background:var(--navy);color:var(--w);border-radius:12px;font-weight:700;font-size:.88rem;text-align:center;transition:var(--t);margin-top:auto}.sc-cta:hover{background:var(--gold);color:var(--navy-dark)}
/* SCHEME GRID (schemes page) */
.scheme-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
/* WEB FEATURES */
#web-features{padding:110px 0;background:var(--bg)}
.web-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.wc{background:var(--w);border-radius:var(--r);padding:30px;border-top:3px solid transparent;transition:transform var(--t),box-shadow var(--t),border-color var(--t)}.wc:hover{transform:translateY(-6px);box-shadow:var(--sh);border-top-color:var(--gold)}
.wc h3{font-weight:800;font-size:.98rem;color:var(--navy);margin-bottom:9px}.wc p{font-size:.9rem;color:var(--text-lt);line-height:1.58}
.wc-panel{border-radius:12px;overflow:hidden;margin-bottom:16px;border:1px solid rgba(10,31,68,.1);background:#fff;box-shadow:0 4px 18px rgba(10,31,68,.08)}
.wcp-bar{background:#f0f4f8;display:flex;align-items:center;gap:5px;padding:7px 12px;border-bottom:1px solid rgba(10,31,68,.08)}
.wcp-dot{width:8px;height:8px;border-radius:50%;display:inline-block}.wcp-dot.r{background:#ff5f57}.wcp-dot.y{background:#febc2e}.wcp-dot.g{background:#28c840}
.wcp-title{font-size:.63rem;font-weight:700;color:var(--navy);margin-left:6px;letter-spacing:.02em}
.wcp-body{padding:10px}
.wcp-timer{background:rgba(245,166,35,.15);color:#b8860b;font-size:.65rem;font-weight:700;padding:3px 9px;border-radius:20px;display:inline-block;margin-bottom:7px}
.wcp-bid-list{display:flex;flex-direction:column;gap:3px;margin-bottom:7px}
.wcp-bid{display:flex;justify-content:space-between;font-size:.63rem;padding:4px 8px;border-radius:5px;background:#f7f9fc;color:var(--navy)}
.wcp-bid.w{background:rgba(39,174,96,.12);color:#1a7a3f;font-weight:700}
.wcp-btn-row{display:flex;justify-content:center}
.wcp-btn{background:var(--navy);color:#fff;font-size:.62rem;font-weight:700;padding:5px 14px;border-radius:6px;cursor:pointer;text-align:center}
.wcp-btn.sm{background:var(--gold);color:var(--navy-dark);padding:4px 10px}
.wcp-stat-row{display:flex;gap:8px;margin-bottom:9px}
.wcp-stat{flex:1;background:#f7f9fc;border-radius:7px;padding:6px 8px;text-align:center}
.wcp-sv{font-size:.78rem;font-weight:800;color:var(--navy)}.wcp-sv.g{color:#27ae60}.wcp-sl{font-size:.57rem;color:var(--text-lt)}
.wcp-chart{background:#f7f9fc;border-radius:7px;padding:7px}
.wcp-bar-g{display:flex;align-items:flex-end;gap:5px;height:44px}
.wcp-bg{flex:1;background:rgba(10,31,68,.16);border-radius:3px 3px 0 0}.wcp-bg.act{background:var(--navy)}
.wcp-doc-list{display:flex;flex-direction:column;gap:5px}
.wcp-doc{display:flex;align-items:center;gap:7px;padding:5px 6px;background:#f7f9fc;border-radius:6px}
.wcp-di{font-size:.85rem}.wcp-dm{display:flex;flex-direction:column;gap:1px}.wcp-dn{font-size:.63rem;font-weight:700;color:var(--navy)}.wcp-ds{font-size:.58rem}
.wcp-ds.signed{color:#27ae60}.wcp-ds.pending{color:#e67e22}
.wcp-pay-list{display:flex;flex-direction:column;gap:4px}
.wcp-pay{display:flex;align-items:center;gap:6px;padding:5px 7px;background:#f7f9fc;border-radius:6px;font-size:.63rem}
.wcp-pay-m{flex:1;color:var(--text-lt)}.wcp-pay-a{font-weight:700;color:var(--navy)}
.wcp-pay-s{padding:2px 6px;border-radius:10px;font-size:.56rem;font-weight:700}
.wcp-pay-s.paid{background:rgba(39,174,96,.12);color:#1a7a3f}.wcp-pay-s.due{background:rgba(245,166,35,.15);color:#b8860b}
.wcp-nom-list{display:flex;flex-direction:column;gap:6px;margin-bottom:7px}
.wcp-nom{display:flex;align-items:center;gap:7px}
.wcp-nav{width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.7rem;font-weight:800;flex-shrink:0}
.wcp-nm{display:flex;flex-direction:column;gap:1px}.wcp-nn{font-size:.63rem;font-weight:700;color:var(--navy)}.wcp-nr{font-size:.57rem;color:var(--text-lt)}
.wcp-tick-list{display:flex;flex-direction:column;gap:5px;margin-bottom:7px}
.wcp-tick{display:flex;align-items:center;gap:5px;background:#f7f9fc;border-radius:6px;padding:5px 7px}
.wcp-tk{font-size:.58rem;color:var(--text-lt);min-width:30px}.wcp-td{flex:1;font-size:.62rem;color:var(--navy);font-weight:600}
.wcp-ts{font-size:.56rem;font-weight:700;padding:2px 6px;border-radius:10px}
.wcp-ts.res{background:rgba(39,174,96,.12);color:#1a7a3f}.wcp-ts.open{background:rgba(245,166,35,.15);color:#b8860b}
/* TESTIMONIALS */
#testi{padding:110px 0;background:var(--bg)}
.testi-wrap{overflow:hidden;position:relative}
.testi-track{display:flex;gap:24px;transition:transform .5s cubic-bezier(.4,0,.2,1)}
.tcard{min-width:calc(33.33% - 16px);background:var(--w);border-radius:20px;padding:36px;flex-shrink:0;border:1px solid rgba(10,31,68,.07);box-shadow:0 4px 24px rgba(10,31,68,.07);border-top:3px solid var(--gold);position:relative;overflow:hidden}
.tcard::before{content:'\201C';position:absolute;top:-10px;right:20px;font-size:7rem;font-family:Georgia,serif;color:rgba(212,175,55,.12);line-height:1;pointer-events:none}
.t-stars{font-size:1.1rem;letter-spacing:3px;color:var(--gold);margin-bottom:18px}
.t-q{font-size:.93rem;color:var(--text);line-height:1.76;margin-bottom:24px;font-style:italic;position:relative}
.t-auth{display:flex;align-items:center;gap:14px}.t-av{width:46px;height:46px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;color:var(--w);font-weight:800;font-size:.95rem;flex-shrink:0;box-shadow:0 4px 12px rgba(10,31,68,.2)}
.t-name{font-weight:700;font-size:.9rem;color:var(--navy)}.t-city{font-size:.78rem;color:var(--text-lt)}
.tctl{display:flex;justify-content:center;gap:12px;margin-top:36px}
.tbn{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--w);display:flex;align-items:center;justify-content:center;transition:var(--t);border:none;cursor:pointer;box-shadow:0 4px 14px rgba(10,31,68,.2)}.tbn:hover{background:var(--gold);color:var(--navy-dark)}
/* REFER */
#refer{padding:90px 0;background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy) 100%)}
.ref-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:28px;padding:56px}
.ref-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.ref-h2{font-family:'Poppins',sans-serif;font-size:clamp(1.7rem,3vw,2.3rem);font-weight:900;color:#fff;margin-bottom:14px}
.ref-p{font-size:1rem;color:rgba(255,255,255,.75);line-height:1.72;margin-bottom:26px}
.ref-flow{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.1);border-radius:var(--r);padding:22px 26px}
.rf{text-align:center;flex:1}.rf-icon{font-size:1.8rem;margin-bottom:8px}.rf-lbl{font-size:.8rem;font-weight:700;color:rgba(255,255,255,.9)}.rf-arr{font-size:1.4rem;font-weight:900;color:rgba(255,255,255,.6)}
/* PLANTATION */
#plantation{padding:80px 0;background:var(--bg);border-top:3px solid rgba(39,174,96,.4)}
.plant-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.plant-big{font-family:'Poppins',sans-serif;font-size:clamp(2.8rem,5.5vw,4.5rem);font-weight:900;color:var(--gold);line-height:1;margin-bottom:8px}
.plant-lbl{font-size:.82rem;color:var(--text-lt);margin-bottom:24px}
.plant-stat-g{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.plant-s{background:rgba(10,31,68,.05);border-radius:12px;padding:14px;text-align:center;border:1px solid rgba(10,31,68,.1)}
.plant-sv{font-family:'Poppins',sans-serif;font-size:1.3rem;font-weight:900;color:var(--gold)}.plant-sl{font-size:.68rem;color:var(--text-lt);margin-top:3px;font-weight:600}
.plant-icons{font-size:2rem;display:flex;gap:16px;margin-bottom:24px}
.plant-how{background:#e0f2fe;border:1px solid rgba(14,130,184,.15);border-radius:16px;padding:24px;margin-bottom:20px;box-shadow:0 2px 12px rgba(14,130,184,.08)}
.plant-how-t{font-family:'Poppins',sans-serif;font-weight:800;font-size:.92rem;color:var(--gold);margin-bottom:16px;letter-spacing:.3px}
.plant-step{display:flex;align-items:flex-start;gap:12px;margin-bottom:12px;font-size:.87rem;color:var(--navy);line-height:1.5}.plant-step:last-child{margin-bottom:0}
.plant-num{width:24px;height:24px;border-radius:50%;background:var(--gold);color:var(--navy-dark);font-size:.72rem;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}
.plant-cta{display:block;width:100%;padding:15px;background:var(--gold);color:var(--navy-dark);border-radius:12px;font-weight:900;font-size:1rem;text-align:center;transition:var(--t);letter-spacing:.2px}.plant-cta:hover{opacity:.88;transform:translateY(-2px)}
/* DOWNLOAD */
#download{padding:70px 0;background:linear-gradient(135deg,#030c1a 0%,#071628 50%,#030c1a 100%);border-top:2px solid rgba(245,166,35,.18);border-bottom:2px solid rgba(245,166,35,.08)}
.dl-inner{text-align:center;max-width:720px;margin:0 auto;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:28px;padding:56px}
.dl-inner h2{font-family:'Poppins',sans-serif;font-size:clamp(2rem,3.5vw,2.6rem);font-weight:900;color:var(--w);margin-bottom:16px}
.dl-inner p{font-size:1.02rem;color:rgba(255,255,255,.6);line-height:1.72;margin-bottom:36px}
.dl-btns{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:36px}
.dl-btn{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.09);border:1.5px solid rgba(255,255,255,.2);border-radius:16px;padding:14px 24px;color:var(--w);transition:var(--t)}.dl-btn:hover{background:rgba(255,255,255,.16);transform:translateY(-2px)}
.dl-sub{font-size:.65rem;opacity:.65;line-height:1}.dl-name{font-size:.98rem;font-weight:800;line-height:1.2}
.qr{display:flex;align-items:center;justify-content:center;gap:12px;margin-top:10px}
.qr-box{width:72px;height:72px;background:var(--w);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:.55rem;color:var(--navy-dark);font-weight:700;text-align:center;padding:5px}.qr-lbl{font-size:.8rem;color:rgba(255,255,255,.45)}
/* FAQ */
#faq{padding:110px 0;background:var(--bg)}
.faq-list{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.fi-item{background:var(--w);border-radius:12px;overflow:hidden;box-shadow:0 2px 10px rgba(0,0,0,.05)}
.fi-q{display:flex;justify-content:space-between;align-items:center;padding:20px 24px;cursor:pointer;font-weight:700;font-size:.95rem;color:var(--navy);transition:background var(--t)}.fi-q:hover{background:rgba(10,31,68,.03)}
.fi-ic{width:26px;height:26px;border-radius:50%;background:var(--bg);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform var(--t),background var(--t);color:var(--navy)}.fi-item.open .fi-ic{transform:rotate(45deg);background:var(--gold);color:var(--navy-dark)}
.fi-a{display:none;padding:0 24px 20px;font-size:.89rem;color:var(--text-lt);line-height:1.72}.fi-item.open .fi-a{display:block}
.faq-link{text-align:center;margin-top:40px}
.chat-btn{display:inline-flex;align-items:center;gap:9px;background:var(--navy);color:var(--w);border-radius:50px;padding:14px 28px;font-weight:700;font-size:.92rem;transition:var(--t)}.chat-btn:hover{background:var(--gold);color:var(--navy-dark)}
/* CALCULATOR */
#calculator{padding:100px 0;background:linear-gradient(160deg,#eef2f7 0%,var(--bg) 60%)}
.calc-tabs{display:flex;background:var(--w);border-radius:14px;padding:5px;max-width:560px;margin:0 auto 36px;box-shadow:0 4px 20px rgba(10,31,68,.08)}
.ctab{flex:1;padding:10px;border-radius:10px;font-size:.85rem;font-weight:700;color:var(--text-lt);background:none;border:none;cursor:pointer;transition:var(--t)}.ctab.active{background:var(--navy);color:var(--w);box-shadow:0 4px 12px rgba(10,31,68,.2)}
.calc-box{display:none;background:var(--w);border-radius:20px;padding:36px;max-width:720px;margin:0 auto;box-shadow:0 8px 40px rgba(10,31,68,.1)}.calc-box.active{display:block}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.c-field{display:flex;flex-direction:column;gap:6px}
.c-lbl{font-size:.78rem;font-weight:700;color:var(--text-lt);letter-spacing:.5px;text-transform:uppercase}
.c-inp{width:100%;background:var(--bg);border:1.5px solid rgba(10,31,68,.12);border-radius:10px;padding:12px 14px;font-size:.95rem;font-family:inherit;color:var(--navy);outline:none;transition:border-color var(--t)}.c-inp:focus{border-color:var(--gold)}
.c-btn{width:100%;padding:14px;background:var(--navy);color:var(--w);border-radius:12px;font-weight:800;font-size:1rem;border:none;cursor:pointer;transition:var(--t);margin-top:8px}.c-btn:hover{background:var(--gold);color:var(--navy-dark)}
.c-result{display:none;margin-top:24px;background:rgba(245,166,35,.08);border:1px solid rgba(245,166,35,.25);border-radius:14px;padding:24px}.c-result.show{display:block}
.c-res-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.c-res-item{background:var(--w);border-radius:12px;padding:16px;text-align:center}
.c-res-v{font-family:'Poppins',sans-serif;font-size:1.1rem;font-weight:900;color:var(--navy)}.c-res-l{font-size:.7rem;color:var(--text-lt);margin-top:4px;font-weight:600}
/* FOOTER */
footer{background:var(--navy-dark);padding:80px 0 0;color:rgba(255,255,255,.65)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:52px;padding-bottom:52px;border-bottom:1px solid rgba(255,255,255,.07)}
.foot-tagline{font-size:.86rem;line-height:1.65;margin:14px 0 20px;color:rgba(255,255,255,.45)}
.socials{display:flex;gap:10px}.soc{width:38px;height:38px;background:rgba(255,255,255,.07);border-radius:50%;display:flex;align-items:center;justify-content:center;transition:var(--t)}.soc:hover{background:var(--gold);color:var(--navy-dark)}
.foot-grid h4{font-size:.82rem;font-weight:800;color:var(--w);letter-spacing:.8px;margin-bottom:18px;text-transform:uppercase}
.foot-grid ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.foot-grid ul li a{font-size:.85rem;color:rgba(255,255,255,.5);transition:color var(--t)}.foot-grid ul li a:hover{color:var(--gold)}
.foot-contact p{font-size:.85rem;color:rgba(255,255,255,.5);line-height:1.7;margin-bottom:6px}
.foot-btm{display:flex;justify-content:space-between;align-items:center;padding:22px 0;gap:16px;flex-wrap:wrap}
.foot-copy{font-size:.78rem;color:rgba(255,255,255,.3)}
.pgws{display:flex;gap:8px;flex-wrap:wrap}.pgw{background:rgba(255,255,255,.07);border-radius:6px;padding:4px 10px;font-size:.72rem;font-weight:700;color:rgba(255,255,255,.45)}
/* CHATBOT */
.chat-fab{position:fixed;bottom:26px;right:26px;z-index:1500}
.chat-toggle{width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--w);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(10,31,68,.45);transition:var(--t)}.chat-toggle:hover{background:var(--gold);color:var(--navy-dark);transform:scale(1.08)}
.chat-win{position:absolute;bottom:68px;right:0;width:310px;background:var(--w);border-radius:18px;box-shadow:0 20px 50px rgba(10,31,68,.2);display:none;flex-direction:column;overflow:hidden;border:1px solid rgba(10,31,68,.08)}.chat-win.open{display:flex}
.chat-hdr{background:var(--navy);padding:14px 16px;display:flex;justify-content:space-between;align-items:center}
.chat-hname{font-weight:800;color:var(--w);font-size:.9rem}.chat-hsub{font-size:.66rem;color:rgba(255,255,255,.45);margin-top:1px}
.chat-xcl{background:none;border:none;color:rgba(255,255,255,.55);cursor:pointer;font-size:1rem;line-height:1}
.chat-msgs{height:250px;overflow-y:auto;padding:14px;display:flex;flex-direction:column;gap:9px}
.chat-m{max-width:84%;padding:9px 13px;border-radius:14px;font-size:.81rem;line-height:1.5}
.chat-bot{background:var(--bg);color:var(--text);align-self:flex-start;border-bottom-left-radius:3px}.chat-user{background:var(--navy);color:var(--w);align-self:flex-end;border-bottom-right-radius:3px}
.chat-quick{display:flex;flex-wrap:wrap;gap:5px;padding:9px 14px;border-top:1px solid var(--bg)}
.chat-qb{background:rgba(10,31,68,.07);border:none;border-radius:18px;padding:5px 11px;font-size:.73rem;font-weight:600;cursor:pointer;color:var(--navy);transition:var(--t)}.chat-qb:hover{background:var(--gold);color:var(--navy-dark)}
.chat-inrow{display:flex;gap:7px;padding:10px 14px;border-top:1px solid var(--bg)}
.chat-txt{flex:1;border:1.5px solid rgba(10,31,68,.12);border-radius:18px;padding:7px 13px;font-size:.81rem;font-family:inherit;outline:none;color:var(--navy)}
.chat-send{width:32px;height:32px;border-radius:50%;background:var(--navy);color:var(--w);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:var(--t)}.chat-send:hover{background:var(--gold);color:var(--navy-dark)}
/* FAQ PAGE — 2col layout */
.faq-wrap{display:grid;grid-template-columns:1fr 360px;gap:60px;align-items:start}
.faq-col .faq-list{max-width:100%}
.faq-contact-col{position:sticky;top:90px}
.contact-cards{display:flex;flex-direction:column;gap:14px}
.cc{display:flex;align-items:flex-start;gap:14px;background:var(--w);border-radius:14px;padding:16px 20px;box-shadow:0 2px 12px rgba(10,31,68,.07)}
.cc-ico{font-size:1.3rem;flex-shrink:0;line-height:1.2}
.cc-t{font-size:.7rem;color:var(--text-lt);font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px}
.cc-v{font-weight:700;color:var(--navy);font-size:.9rem}.cc-v a{color:var(--navy)}.cc-v a:hover{color:var(--gold)}
.cc-s{font-size:.72rem;color:var(--text-lt);margin-top:2px}
.fi-arr{font-size:.56rem;transition:transform .25s ease;flex-shrink:0}.fi-item.open .fi-arr{transform:rotate(180deg)}
/* REFER PAGE — 3-step grid */
.ref-steps{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:16px;align-items:center;max-width:900px;margin:0 auto}
.ref-step-card{background:var(--w);border-radius:20px;padding:32px 24px;text-align:center;box-shadow:0 4px 24px rgba(10,31,68,.08);border-top:3px solid var(--gold)}
.ref-step-card h3{font-family:'Poppins',sans-serif;font-weight:800;font-size:1.05rem;color:var(--navy);margin-bottom:10px}
.ref-step-card p{font-size:.83rem;color:var(--text-lt);line-height:1.65}
.ref-step-arr{font-size:1.6rem;color:var(--gold);opacity:.7;text-align:center}
.ref-num{width:38px;height:38px;background:var(--gold);color:var(--navy-dark);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:.9rem;margin:0 auto 16px}
.ref-earn-wrap{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.ref-earn-result{background:var(--bg);border-radius:16px;padding:24px;margin-top:20px;display:flex;flex-direction:column;gap:14px}
.rer-item{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(10,31,68,.07)}
.rer-item:last-child{border-bottom:none}
.rer-l{font-size:.85rem;color:var(--text-lt)}.rer-v{font-weight:800;font-size:1.05rem;color:var(--navy)}
/* CALCULATOR PAGE — extras */
.calc-wrap{max-width:800px;margin:0 auto}
.calc-top{margin-bottom:24px}
.calc-top h3{font-family:'Poppins',sans-serif;font-weight:800;color:var(--navy);font-size:1.1rem;margin-bottom:6px}
.calc-top p{font-size:.85rem;color:var(--text-lt)}
.c-res-lbl{font-size:.7rem;color:var(--text-lt);margin-bottom:4px;font-weight:600}
.c-res-val{font-family:'Poppins',sans-serif;font-size:1.1rem;font-weight:900;color:var(--navy)}
.c-res-hi{background:rgba(245,166,35,.1);border:1px solid rgba(245,166,35,.3)}.c-res-hi .c-res-val{color:#c27a00}
.c-note{font-size:.72rem;color:var(--text-lt);margin-top:14px;line-height:1.6;padding-top:12px;border-top:1px solid rgba(10,31,68,.06)}
.trust-mini{background:var(--bg);border-radius:16px;padding:28px 20px;border:1px solid rgba(10,31,68,.07)}
.trust-mini h4{font-family:'Poppins',sans-serif;font-weight:800;color:var(--navy);font-size:1rem;margin-bottom:8px}
/* STATS BAND */
.stats-band{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--navy);border-radius:20px;overflow:hidden;margin-top:56px}
.sb-item{padding:32px 24px;text-align:center;border-right:1px solid rgba(255,255,255,.08)}.sb-item:last-child{border-right:none}
.sb-v{font-family:'Poppins',sans-serif;font-size:2rem;font-weight:900;color:var(--gold);line-height:1}.sb-l{font-size:.75rem;color:rgba(255,255,255,.55);margin-top:6px;font-weight:500;letter-spacing:.3px}
/* RESPONSIVE */
@media(max-width:1024px){
  .hero-grid,.auc-grid,.ref-grid,.plant-grid,.faq-wrap,.ref-earn-wrap{grid-template-columns:1fr}
  .faq-contact-col{position:static}
  .ref-steps{grid-template-columns:1fr;max-width:480px}
  .ref-step-arr{transform:rotate(90deg)}
  .auc-card{padding:28px}
  .steps{flex-direction:column;gap:16px}.step-arr{transform:rotate(90deg);padding:12px 0}
  .web-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}.tcard{min-width:calc(50% - 12px)}
  .f-cards,.c-res-grid{grid-template-columns:1fr 1fr}
  .ref-card{padding:28px}.dl-inner{padding:36px}.auc-mock{max-width:100%}
  .scheme-grid{grid-template-columns:repeat(2,1fr)}.stats-band{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:768px){
  .container{padding:0 14px}
  .nav-links,.nav-ctas,.nav-phone{display:none}.hamburger{display:flex}
  .h1{font-size:2.2rem}.hero-btns{flex-direction:column}.btn{justify-content:center}
  .steps{flex-direction:column}.web-grid{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}
  .foot-btm{flex-direction:column;text-align:center}.tcard{min-width:100%}
  .f-row,.calc-row{grid-template-columns:1fr}.scheme-grid{grid-template-columns:1fr}
  .stats-band{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:480px){
  .container{padding:0 16px}.tc{flex-direction:column}.sec-head{margin-bottom:44px}
  .c-res-grid{grid-template-columns:1fr}.stats-band{grid-template-columns:1fr}
}