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🧮 Smart Calculator

Chit Fund Calculator

Calculate your monthly dividend, find your chit's total value, and see how chit funds compare to traditional FDs — all in seconds.

Monthly Dividend Calculator

Find out how much you earn each month as a non-winning member.

Monthly Instalment
Monthly Dividend Earned
Total Dividend (all months)
📘 This is an estimate. Actual dividend depends on monthly auction bid prices.

Chit Value Finder

Know your group's total prize pot from your monthly contribution.

Total Chit Value
Your Monthly Contribution
✅ This is the maximum prize pot available each month at auction.

Chit Fund vs FD Comparison

See how your savings grow differently in a chit fund versus a Fixed Deposit.

Total Invested
FD Maturity Value
Est. Chit Returns
📢 Chit estimates include average 12% effective return via dividends + prize. Results vary with auction outcomes.
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Dividend Earner

Even if you don't win, you earn 8–12% effective return via dividends shared from auction discounts.

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Emergency Fund

Bid low, win early, and get the full chit value in an emergency — while still paying same monthly instalment.

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Beat Inflation

Chit fund returns historically outperform savings accounts and often match equity mutual fund returns.

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👋 Try our calculators above to estimate your returns!